Terms of Servuces

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Summary of Included Clauses:

1. Description of Service: Classifies the app purely as an automated digital tool intended for personal, non-commercial financial organization.

2. No Professional Financial Advice (Critical Callout): Explicitly states the app is not a certified financial advisor, accountant, or planner and that metrics are purely automated estimates.

3. Disclaimer of Liability & Data Loss (Critical Callout): Strongly protects the developer from user financial decisions, investment performance, bad outcomes, database corruption, or standard cloud synchronization drops.

4. User Responsibilities: Covers account credentials, security safeguarding, and the obligation to input accurate data.

5. Intellectual Property Rights: Confirms the developer's ownership over source code, structural assets, layouts, and brand visual design.

6. Usage Limits & Fair Use: Imposes security protections against database scraping, rate-limiting APIs, and network exploitation.

7. Modifications & Governing Law: Sets normal legal boundaries regarding local governance over user disputes and updates.